In the last year or so, I’ve become a fan of Dave Ramsey and his 7 baby steps. We’ve started the debt snowball, but I can’t seem to agree to putting $1000 in an emergency fund while I could be using it to pay down debt that is actively accruing interest a higher interest rate. [...]

Posted in Credit Cards, Dave Ramsey 3 Comments »

As I’ve mentioned in previous posts, I just completed a home improvement project that resulted in a pretty significant balance on my Home Equity Line of Credit. One of the expenditures that I didn’t put on my HELOC was for a brand new garage door and the installation labor to do it. For this, I [...]

Posted in Credit Cards, Home Improvement 4 Comments »

As I’ve described before, I’m not a huge fan of credit cards and I’ve gotten into pretty big trouble when I used it like monopoly money in my stupid days. However, just this week, I’ve run into a situation where I wish I (actually my wife in this case) had used a credit card. My [...]

Posted in Credit Cards, Debit Cards No Comments »

I’ve had my Chase credit card for about 9 years, and they’ve always been fair to deal with, even helpful sometimes. So what they did to me recently took me completely by surprise. Feeling like I was singled out, I was glad to read recently over at Consumerist about other people having issues with Chase. [...]

Posted in Credit Cards 1 Comment »